Regular Credit Card Reviews

Choose and select appropriate Regular Credit Card for your needs. Detailed reviews are written by credit card experts, and do contain facts such as: Rates and Fees and Reward Perks. You can also write and contribute your own experience with selected credit card.

IberiaBank Visa® Classic Card

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• No Annual Membership Fee
• Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
• Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
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Rating:
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Intro Rate:
• 1.99% APR for 6 Months

APR (Cash):
• 12.75%-19.25%*

APR (Purch):
• 7.25%, 10.25%, or 13.25%*

Annual Fee:
• $0

IberiaBank Visa® Select Card

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• Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
• Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
• Online access to credit card account information
• Data
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• Data

Rating:
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Intro Rate:
• 0.00% or 7.50% for 12 Months o

APR (Cash):
• 12.75%

APR (Purch):
• 7.50%

Annual Fee:
• $45