Frequently Overlooked Credit Card Benefits

If you’ve ever shopped for a credit card,  you’re probably well-versed with the numerous benefits those pieces of plastic offer - rewards, miles and all the usual stuff.  Many credit cards, though, will offer additional perks and value-added features.

Make sure to check if any of these useful services are bundled with the card before making your final choice:

Car Rental Insurance

When you use them to rent a car, some credit cards automatically give you some form of insurance coverage for the vehicle. Many people appear to skip this and end up buying extra insurance from the rental company - absolutely unnecessary and a waste of money.

Travel Accident Insurance

Most credit cards that are either affixed to an airline or that offer miles as rewards usually includes travel insurance coverage when you use it for the purchase of tickets and vacation packages.

Concierge Service

Some luxury credit cards offer 24 x 7 concierge service, providing numerous “assistant services” that can save you a lot of time.  Everything from scheduling flights, making reservations and booking arrangements can be provided.

Emergency Roadside Assistance

Many cards, particularly those which offer gas rebates, provide emergency road assistance as a value-added service.  That could save you the need to book a separate plan with your vehicle, leading to modest annual savings.