Credit Card That Gets You Free Credit Reports Every Month
You probably know that you are entitled to a free credit report annually from all of the three credit agencies (Equifax, TransUnion and Experian), apart from being entitled to one during certain situations as provided by law. The rest of the time, though, you’ll need to fork up the money if you want to see your report.
Do you know there’s a credit card which gives you free continuous monthly access to your scores with TransUnion? Yep, it’s called the Washington Mutual ESPN Credit Card.
When you own this credit card from Washington Mutual, you get automatic access to an online control panel where you can view various information on your account apart from performing various transactions. Included in the options on the dashboard will be your monthly FICO credit score from TransUnion, updated once a month.
With regular updates of your credit score, you can easily keep track of how your monthly financial decisions are working towards your credit rating - a very useful benefit to have when you’re trying to raise your numbers. Of course, your TransUnion scores may differ slightly from that of other reporting agencies but it should be a good gauge of how you’re doing with the others as well.
Apart from the credit reporting value, the Washington Mutual ESPN card earns you five reward points for each $1 spent on products from ESPN and 1 point for other purchases. It also offers zero percent on balance transfers and purchases for the first twelve months, with no fees on the balance transfer.
