Credit Card Companies Cardholders Love

Everyone hates their credit card company - at least, that’s what you might end up thinking if you read up on the latest credit card news stories.  Almost every time I open a personal finance magazine, there’s always some mention of some credit card company’s arbitrary behavior, underhanded tactics and general anti-consumer stance.

Not all is bad, though.  Ask around and you’ll continue to find credit card companies whose cardholders remain as happy now as they were five years ago.

Discover

Discover has always had the best customer service and that continues even to this day of an economic recession and credit crisis.  In fact, the company is continually cited as the best example of how a credit card company should handle their business during these trying times - with composure and complete adherence to fair practices.

While many credit card issuers are making up ways to squeeze as much money out of their cardholders, Discover continues to be offer convenience to its customers with, perhaps, the best payment policy available.  They neither create unwarranted charges nor change rates and fees arbitrarily like so many companies are doing now.

Wells-Fargo

Wells-Fargo continues to be one of a select few companies that do not participate in universal default.  Your credit card rates remain based solely on your credit performance on your card with them, instead of referring to your other existing credit card accounts.

If you’re a Wells Fargo customer in good standing (e.g. you have a bank account with them), applying for one of their cards can get you some of the lowest rates in the market.  Even better, they don’t hike rates without notice like everyone does today - all customers get a 45-day window to prepare for it.