|
Merrill Lynch Credit Cards Merril+ Review
With Merrill+ Credit Card from Merrill Lynch, cardholders earn one point for every dollar spent on all purchases and double points when purchasing a Merrill Cruise. All points are reedemable for air travle, car rentals, hotel stays, merchandise, gift certificates, special experiences, and more. There is no limit to the number of points that may be earned, and points expire in five years
In addition to the reward program, Merrill+ credit card also provides many benefits for cardholder, such as up to $1,000,000 in travel accident insurance, auto rental insurance, extended warranties for purchases, and various travel and emergency assistance services. A unique feature of this card is that cardholders will receive additional benefits and services when they reach certain levels with their annual spending on purchases.
The Merrill+ credit card from Merrill Lynch has no annual fee and offers the same very low fixed interest rate for both purchases and cash advances. There is also a low introductory rate for balance transfers and cash advance checks for twelve months.
Therefore, those who may occasionally carry a balance (due to the very low interest rate) and plan to take advantage of the reward program will benefit most from what the MERRILL+® Card has to offer.
Review Date: 10/15/2007
Most Attractive Feature(s): Very low fixed APR for purchases and balance transfers; no annual fee; access to reward program.
Least Attractive Feature(s): Various restrictions applied to reward program.
Additional Perks
Various Internet account related services.
No liability for unauthorized transactions.
Fraud protection services.
Automatic bill payment.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency transportation assistance.
Up to $1,000,000 in travel accident insurance.
Lost luggage assistance.
Personal concierge service.
Transatlantic companion ticket offer from British Airways.
Save $250 on advance purchase Club World tickets to London on British Airways.
Special MERRILL+ rates at The Leading Hotels of the World®.
Complimentary spa services at leading resort destinations.
Automobile rental upgrades and discounts.
Discounts on products and services at participating merchants and retailers.
Cardholders whose annual spending on purchases reaches certain levels will have access to additional benefits and services.
See website for additional benefits.
Important Notations:
See website for complete terms and conditions of card usage and application disclosure.
Note: The review on this card was updated on 10/15/2007. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.
|
