Vision Silver(SM) Prepaid MasterCard®
Card Type: MasterCard
Card Issuer: MetaBank
Card Category: Pre-Paid
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- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
- Data
- Rating:
- Intro Rate:
- No Introductory Rate Available
- APR (Cash):
- n/app
- APR (Purch):
- n/app
- Annual Fee:
- $0
Review
The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card. Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors. As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory. Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees. While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service. The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don't want, or can't get, a traditional credit card. *See terms and conditions for complete details.
Most attractive features: Various free features including direct deposit; withdraw funds from ATMs; low monthly fee.
Least attractive features: $25 shortage fee.
Additional Perks: Various Internet related account services. FREE Transaction fees. FREE Online statements. FREE E-mail and text message alerts. FREE Automated customer service. See website for additional benefits.
Rates & Fees
Introductory rate: No Introductory Rate Available
Applied towards: None
Introductory Rate Details: n/app
Apr(Purchases): n/app
Apr(Cash Advances): n/app
Finance Configuration: n/app
Annual Fee: $0
Additional Cardholders: n/app
Grace Period: n/app
Minimum Credit Limit: n/a
Maximum Credit Limit: $1,000
Late Payment Fee: $25 shortage fee
Cash Advance Fee: ATM Withdrawal Fee (Domestic) $1.95; ATM Withdrawal Fee (Int'l) $4.95
Balance Transfer Fee: n/app
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: n/app
Balance Transfer Bonus: n/app
Annual Bonus: n/app
Other Bonus: n/app
Bonus Details n/app
Reward Type: n/app
Optional Rewards: n/app
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app