Ultra VX Visa® Card
Card Type: Visa
Card Issuer: New Millennium Bank
Card Category: Secured
Apply for Platinum BusinessCard with Unlimited Rewards
- UltraVX Makes It Easy to Manage Your Finances
- Automatic Minimum Payments
- Reports to All 3 Major Credit Bureaus
- No Credit Check, No Bank Account Required
- Instant Online Approval
- Earn Rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and Many More with No Restrictions*
- *Subject to Terms and Conditions
- Data
- Rating:
- Intro Rate:
- No Introductory Rate Available
- APR (Cash):
- 18.9%
- APR (Purch):
- 18.9%
- Annual Fee:
- $0
Review
The Ultra VX Visa® Card, issued by New Millennium Bank, is a stored value card designed for those who are looking for an above average secured card that also offers a reward program. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide a rewards program. With Clear Rewards, cardholders receive one point per dollar spent on purchases. Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, JetBlue, and more. Although there is no annual fee, there is an account set up fee of $29.95. There is also a monthly participation fee of $6.95 that amounts to $83.40 annually. In total, cardholders can expect to pay $113.35 in fees during their first year. This card also offers instant approval (no credit check, no minimum income, no bank account required), and reports to the major credit bureaus. Therefore, those who are looking for an above average secured card that also offers a reward program and would like a card with limited fees may find the Ultra VX Visa® Card to be a beneficial option.
Most attractive features: Access to rewards program; no annual fee.
Least attractive features: Application fee; monthly maintenance fee.
Additional Perks: Various Internet account related services. Access to electronic bill payment. Access to Clear Rewards. See website for additional benefits.
Rates & Fees
Introductory rate: No Introductory Rate Available
Applied towards: None
Introductory Rate Details: n/app
Apr(Purchases): 18.9%
Apr(Cash Advances): 18.9%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: $10
Maximum Credit Limit: $25,000
Late Payment Fee: $25
Cash Advance Fee: $2 for ATM transactions; $5 for international ATM transactions
Balance Transfer Fee: n/app
Important Notations: No credit verifications. No minimum income. No bank account required. Reports to all three major credit bureaus. See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Point
Optional Rewards: No
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: 1 Point
Point Details: Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, JetBlue, Marriott, and more.