The Plum Card® from American Express OPEN

Card Type: American Express
Card Issuer: American Express
Card Category: Business

Review

The Plum Card® from American Express OPEN is a world-class charge card for small business owners who want to have a number of options at their fingertips, including the ability to pay off any outstanding balance early and personalized service for their company. Different Payment Options - Unlike other cards, you can earn a 1.5% discount when you pay off your complete balance by 10 days of your statement closing date. Or you can take up to two months from your statement closing date to pay off your balance with no interest charges. Simply pay off at least 10% of your balance and choose when you would prefer your monthly billing cycle to end. OPEN Savings® Program - As an American Express OPEN cardholder, you will obtain exclusive access to the OPEN Savings® program, designed to help small businesses save even more. Enjoy discounts of 3% to 10% from leading merchants and brands for your company. You can select the business services of everything from FedEx to Hertz® and more. Helpful Tools and Protection - Your business requires essential tools and resources in order to flourish. Your American Express card provides you with ways and guidelines that will help you better manage and monitor your spending. Plus, personalized service and support is also available to you at all times. No Annual Fee for First Year - You will have one less card fee to worry about when you don't have to pay an annual cost to maintain your card membership. Enjoy a waived fee for the first year, a standard annual fee applies thereafter. The Plum Card® from American Express OPEN is a business charge card that falls in a category of its own with the freedom to pay any outstanding balance early or up to 2 months after your statement closing date. Better provide for your company with excellent OPEN benefits and easy-to-use tools. In the end, you are the one always in control. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Most attractive features: Business related discount; annual fee waived the first year.

Least attractive features: No reward program.

Additional Perks: OPEN Savings® program: Automatic business discounts of 3% to 10% on partners, including FedEx, Hertz® and more. Tools to manage and monitor your spending. Business protection, personalized service and support. See website for additional benefits.

Rates & Fees

Introductory rate: No Introductory Rate Available

Applied towards: None

Introductory Rate Details: n/app

Apr(Purchases): n/app

Apr(Cash Advances): 9999

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Annual Fee: $185*

Additional Cardholders: *Annual fee for the basic card is waived the first year. The fee for cards beyond the first additional card is $45.

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Minimum Credit Limit: N/A

Maximum Credit Limit: N/A

Late Payment Fee: N/A

Cash Advance Fee: N/A

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Important Notations: See website for complete terms and conditions of card usage and application disclosure.

Rewards

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Miles per Dollar spent: n/app

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