SmartCash MasterCard® credit card
Card Type: MasterCard
Card Issuer: MBNA Canada
Card Category: Canada
Apply for Platinum BusinessCard with Unlimited Rewards
- 5% cash back on all of your gas and grocery purchases for the first 6 months††
- 3% cash back on gas and grocery purchases thereafter‡
- And, you'll always earn 1% cash back on all of your other qualifying net retail purchases‡
- 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
- Enjoy free online access to your credit card account
- with no annual fee and free additional cards you'll start to see the benefits right away
- Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque‡ - it's that simple
- Data
- Rating:
- Intro Rate:
- Please refer to online application legal disclosures.
- APR (Cash):
- 19.99%*
- APR (Purch):
- 19.99%*
- Annual Fee:
- $0
Review
The SmartCash MasterCard® credit card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with cash rebates on all of your credit card purchases. This card offers up to 5% in cash rebates on gas and grocery purchases for the first 6 months, up to 3% in cash rebates on gas and grocery purchases thereafter, and up to 1% in cash rebates on all other purchases. You'll also receive a 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and 24-hour customer service. Apply today for the SmartCash MasterCard® credit card to get up to 5% cash back on gas and grocery purchases for 6 months and to access the low introductory rate on balance transfers and cheque cash advances.
Most attractive features: Cash rebate rewards program; no annual fee.
Least attractive features: Limit on 5% bonus rebates earned.
Additional Perks: Various online account related services. 24-hour customer service. See website for additional benefits.
Rates & Fees
Introductory rate: Please refer to online application legal disclosures.
Applied towards: See Terms and Conditions
Introductory Rate Details: n/a
Apr(Purchases): 19.99%*
Apr(Cash Advances): 19.99%*
Finance Configuration: n/app
Annual Fee: $0
Additional Cardholders: None
Grace Period: n/a
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: Please refer to online application legal disclosures.
Cash Advance Fee: Please refer to online application legal disclosures.
Balance Transfer Fee: Please refer to online application legal disclosures.
Important Notations: *Please refer to online application legal disclosures.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: 1%
Rebate Details: Cheques will only be issued in $50 increments. You can earn the 5% bonus rate on the first $600 of eligible transactions per month for the duration of the bonus offer, and you'll earn 1% thereafter within any given month when you meet the maximum threshold.
Maximum Rebate: 5%
Additional Rebates: Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months and up to 3% thereafter, plus earn up to 1% cash back on all other qualifying net retail purchases.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app