Smart Cash
Card Type: MasterCard
Card Issuer: MBNA Canada
Card Category: Canada
Apply for Platinum BusinessCard with Unlimited Rewards
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡
- Get up to 1% cash back for all other qualifying net retail purchases‡
- 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
- Data
- Rating:
- Intro Rate:
- Please refer to online application legal disclosures.
- APR (Cash):
- 19.99%*
- APR (Purch):
- 19.99%*
- Annual Fee:
- $0
Review
The Smart Cash card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with cash rebates on all of your credit card purchases. This card offers up to 5% in cash rebates on gas and grocery purchases for the first 6 months, up to 3% in cash rebates on gas and grocery purchases thereafter, and up to 1% in cash rebates on all other purchases. You'll also receive a 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and 24-hour customer service. Apply today for the Smart Cash MasterCard® Credit Card to get up to 5% cash back on gas and grocery purchases for 6 months and to access the low introductory rate on balance transfers and cheque cash advances.
Most attractive features: Cash rebate rewards program; no annual fee.
Least attractive features: Limit on 5% bonus rebates earned.
Additional Perks: Various online account related services. 24-hour customer service. See website for additional benefits.
Rates & Fees
Introductory rate: Please refer to online application legal disclosures.
Applied towards: See Terms and Conditions
Introductory Rate Details: n/a
Apr(Purchases): 19.99%*
Apr(Cash Advances): 19.99%*
Finance Configuration: n/app
Annual Fee: $0
Additional Cardholders: None
Grace Period: n/a
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: Please refer to online application legal disclosures.
Cash Advance Fee: Please refer to online application legal disclosures.
Balance Transfer Fee: Please refer to online application legal disclosures.
Important Notations: *Please refer to online application legal disclosures.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: 1%
Rebate Details: Cheques will only be issued in $50 increments. You can earn the 5% bonus rate on the first $600 of eligible transactions per month for the duration of the bonus offer, and you'll earn 1% thereafter within any given month when you meet the maximum threshold.
Maximum Rebate: 5%
Additional Rebates: Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months and up to 3% thereafter, plus earn up to 1% cash back on all other qualifying net retail purchases.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app