Platinum Zero® Secured Visa® Credit Card from Applied Bank®
Card Type: Visa
Card Issuer: Applied Bank
Card Category: Secured
Apply for Platinum BusinessCard with Unlimited Rewards
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
- Data
- Data
- Rating:
- Intro Rate:
- No Introductory Rate Available
- APR (Cash):
- 9.99%
- APR (Purch):
- 0%
- Annual Fee:
- See Terms
Review
The Platinum Zero® Secured Visa® Credit Card from Applied Bank® is a secured card. This card is designed for those with limited or poor credit history. The major benefit of this card is that there is a 0% APR on purchases. Also, unlike most secured credit cards, this card provides additional services and benefits, including online account access and various fraud protection services. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do. Those who do not mind accumulating finance charges once a transaction is posted will benefit most from the very low rate that the Platinum Zero® Secured Visa® Credit Card from Applied Bank® has to offer.
Most attractive features: Timely credit bureau reporting; No application fee.
Least attractive features: Minimum deposit; monthly fee.
Additional Perks: See website for additional benefits.
Rates & Fees
Introductory rate: No Introductory Rate Available
Applied towards: None
Introductory Rate Details: n/app
Apr(Purchases): 0%
Apr(Cash Advances): 9.99%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: See Terms
Additional Cardholders: Billed at $9.95 per month ($119.40 Annually)
Grace Period: None
Minimum Credit Limit: $500
Maximum Credit Limit: $5,000
Late Payment Fee: Up to $35
Cash Advance Fee: The greater of $5.00 or 5% of each Cash Advance which includes, but is not limited to, ATM and convenience check usage.
Balance Transfer Fee: n/app
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: n/app
Balance Transfer Bonus: n/app
Annual Bonus: n/app
Other Bonus: n/app
Bonus Details n/app
Reward Type: n/app
Optional Rewards: n/app
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app