Platinum Delta SkyMiles® Credit Card from American Express
Card Type: American Express
Card Issuer: American Express
Card Category: Reward - Airline
Apply for Platinum BusinessCard with Unlimited Rewards
- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account - redeem 25,000 miles for a flight
- No mileage earning limit, and miles don't expire
- Check your first bag free on every Delta flight
- Annual complimentary companion ticket
- Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles® Credit Cardmembers from American Express
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- Rating:
- Intro Rate:
- 9.99% APR During the First 12 Months of Cardmembership on Balance Transfers.
- APR (Cash):
- n/a
- APR (Purch):
- 14.5% variable
- Annual Fee:
- $150
Review
The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history. Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more. Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending). This card has an annual fee of $150 per year and the the APR for purchases and balance transfers is above average for a rewards card. As far as additional benefits go, Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services. Plus, cardholders can check their first bag for free on every Delta flight! Therefore, those who plan to spend at least $3,000 or more a month due the card's high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card from American Express has to offer.
Most attractive features: 20,000 bonus miles; double miles at participating retailers (including Delta Air Lines); free companion ticket annually.
Least attractive features: High annual fee; this card is not eligible for enrollment in the Membership Rewards® program.
Additional Perks: Check your first bag for free on every Delta flight. Various Internet account related services. Complimentary domestic coach companion certificate with credit card renewal each year. Year-end financial statement. Extended warranty for purchases. No liability for unauthorized Internet transactions. Fraud protection. Purchase protection. Auto rental insurance. Emergency card replacement. Various travel and emergency assistance services. Medical referral services. Legal referral services. Guaranteed hotel and motel reservations. Up to $100,000 in travel accident insurance. See website for additional benefits.
Rates & Fees
Introductory rate: 9.99% APR During the First 12 Months of Cardmembership on Balance Transfers.
Applied towards: Balance Transfers
Introductory Rate Details: 9.99% during the first 12 months of Cardmembership on balance transfers submitted on this application or received within the first 30 days of account opening.
Apr(Purchases): 14.5% variable
Apr(Cash Advances): n/a
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $150
Additional Cardholders: $150 per year.
Grace Period: 20 Days
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: $35
Cash Advance Fee: n/a
Balance Transfer Fee: n/a
Important Notations: Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: 20,000 Miles**
Balance Transfer Bonus: None
Annual Bonus: Free Companion Ticket
Other Bonus: 2,500 Miles***
Bonus Details **Of the 20,000 bonus miles applied to new accounts, 15,000 are SkyMiles and 5,000 are Medallion® Qualification Miles. ***Cardholders will receive 2,500 bonus miles after adding an additional cardmember.
Reward Type: Mile
Optional Rewards: No
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: 1 Mile
Mile Reward Details: None
Additional Miles: Earn 2 miles per dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta Air Lines purchases, or when paying wireless phone bills.
Points per Dollar spent: n/app
Point Details: n/app