The Platinum Card® from American Express

Card Type: American Express
Card Issuer: American Express
Card Category: Charge

Review

Get the charge card you've always aspired to have with the Platinum Card® from American Express. Redeem Membership Rewards® points for your favorite travel-related perks, and enjoy around-the-clock Platinum Card® Concierge service anywhere you go. Receive 25,000 Membership Rewards® bonus points by spending $1,000 during your first three months of card membership. Redeem them for one domestic round-trip airline ticket. That means just for making the purchases you need, you'll get one plane ticket to visit a family member, friend or just a well-needed weekend getaway! Enjoy exclusive GLOBAL travel benefits with Priority Pass select airport club access, no foreign transaction fees and Global Entry expedited U.S. Immigration pass. Plus, earn up to $200 in Airline Fee credits, good to cover incidental charges when you travel. Bring a friend on-board with you when you receive the Complimentary Companion Airfare, yours just for purchasing a qualifying First- or Business-Class international ticket. It's like having two tickets for the price of one! The Platinum Card® from American Express offers Platinum Card® Concierge service 24 hours a day, seven days a week. You'll also have access to the FINE HOTELS & RESORTS program, providing you exclusive upgrades and amenities at hotels everywhere. Reach for the Platinum Card® from American Express and enjoy a world of exclusive benefits, around-the-clock concierge service and special offers - only available to American Express cardholders.

Most attractive features: Free access to rewards program; many benefits and additional perks.

Least attractive features: Extremely high annual fee for primary cardholders.

Additional Perks: Various Internet account related services. Year-end financial statement. Discounts on products and services at participating merchants and retailers. Return protection. Purchase protection. Extended warranty for purchases. Fraud protection. Various travel and emergency assistance services. Medical referral services. Legal referral services. Emergency check-in service. Lost luggage insurance. Emergency card replacement. Trip planning assistance. Auto rental insurance. Up to $500,000 in travel accident insurance. See website for additional benefits.

Rates & Fees

Introductory rate: No Introductory Rate Available

Applied towards: None

Introductory Rate Details: n/app

Apr(Purchases): n/app

Apr(Cash Advances): n/app

Finance Configuration: n/app

Annual Fee: $450

Additional Cardholders: There is a $175 annual fee for up to 3 Additional Cards. Pay $175 per year for each Additional Card you add thereafter.

Grace Period: n/app

Minimum Credit Limit: See Important Notations

Maximum Credit Limit: See Important Notations

Late Payment Fee: n/app

Cash Advance Fee: n/app

Balance Transfer Fee: n/app

Important Notations: This card is a charge card and the bill is paid in full each month. ***Late payment fees vary from state to state. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.

Rewards

First Purchase Bonus: None

Balance Transfer Bonus: None

Annual Bonus: None

Other Bonus: 25,000 Bonus Points

Bonus Details Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.

Reward Type: Point

Optional Rewards: No

Minimum Rebate: n/app

Rebate Details: n/app

Maximum Rebate: n/app

Additional Rebates: n/app

Miles per Dollar spent: n/app

Mile Reward Details: n/app

Additional Miles: n/app

Points per Dollar spent: 1 Point

Point Details: Points are redeemable for travel, entertainment, shopping, and more.

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