Orchard Bank® Classic MasterCards
Card Type: MasterCard
Card Issuer:
Card Category: Poor Credit
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- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
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- Rating:
- Intro Rate:
- No Introductory Rate Available
- APR (Cash):
- Varies
- APR (Purch):
- 14.99% - 24.99%, or 7.99% for secured cards
- Annual Fee:
- $35 or $59
Review
The Orchard Bank® Classic MasterCards, issued by Capital One Bank (USA), N.A., are both unsecured and secured credit cards that will help you better manage your money. Your approved card also reports to all three major credit bureaus on a monthly basis. Accepted Worldwide - You will not be restricted to using your card in just a few, limited locations. The Orchard Bank® Classic MasterCards; are accepted at millions of locations all across the globe. But you can also use your approved card over the Web to make purchases online or reservations for your next vacation. Email and Text Alerts - Activate your account and receive email and text notifications as a friendly reminder about your next payment due date. By doing so, you won't have to figure it out on your own every month, and you'll know ahead of time when to make your payment. Customer Service - You may find yourself with a question or two regarding your credit card. Perhaps you're unsure about something and need further clarification. On-call customer service representatives are ready to assist you with any question or concern you may have. The Orchard Bank® Classic MasterCards are a selection of widely accepted credit cards that you would want to ideally carry one with you - whether it's near or far. Your account information is also available to you 24 hours a day, 7 days a week. Apply today!!
Most attractive features: Reports to credit bureaus; additional cardholder benefits.
Least attractive features: Annual fees.
Additional Perks: See website for additional benefits.
Rates & Fees
Introductory rate: No Introductory Rate Available
Applied towards: None
Introductory Rate Details: n/app
Apr(Purchases): 14.99% - 24.99%, or 7.99% for secured cards
Apr(Cash Advances): Varies
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $35 or $59
Additional Cardholders: $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter
Grace Period: n/a
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
Cash Advance Fee: n/a
Balance Transfer Fee: n/a
Important Notations: It is our goal to offer you the credit card that best fits your credit profile based on your consumer credit report and other information you provide us. You may be offered a secured card or an unsecured card which will be disclosed before your application is processed.
Rewards
First Purchase Bonus: n/app
Balance Transfer Bonus: n/app
Annual Bonus: n/app
Other Bonus: n/app
Bonus Details n/app
Reward Type: n/app
Optional Rewards: n/app
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app