Miles by Discover® Card
Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Travel
Apply for Platinum BusinessCard with Unlimited Rewards
- Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rating:
- Intro Rate:
- 0% Intro APR*
- APR (Cash):
- 23.99% Variable
- APR (Purch):
- 10.99% - 15.99% (V)*
- Annual Fee:
- $0
Review
The Miles by Discover® Card issued by Discover is a travel rewards card that awards you for spending with options such as travel, merchandise, gift cards and CASH! Now you can earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles. Earn Miles. When you spend with your card - no matter what you buy and no matter when you buy it - you will earn 1 mile per $1 you spend. Once you are ready to redeem you can choose from a variety of awards such as travel credits, merchandise from brand name retailers, gift cards, cash and more! 0% Introductory APR. During the first 12 months of card membership, you can enjoy 0% APR on all balance transfers. So, take advantage of your promotional, interest-free period and transfer your previous debts! Travel. If you choose travel to redeem your miles, you can take your getaway at any time. There are no restrictions on what airline you fly, book your hotel, and rent a car - you can book at anytime. Plus, you won't have to stress about safety, some of the many platinum travel benefits include secondary collision damage insurance when you rent a car with your card. Discover has been voted #1 for customer loyalty for 16 years by providing core values and services. If you are shopping for a card that lets you fly the skies or hit the road, the Miles by Discover® Card issued by Discover is an exceptional offer!
Most attractive features: 0% introductory rate; reward program; bonus miles.
Least attractive features: Low rate not available to all applicants.
Additional Perks: Various Internet account related services. Up to $500,000 in travel accident insurance. Auto rental insurance. Fraud and security protection services. See website for additional benefits.
Rates & Fees
Introductory rate: 0% Intro APR*
Applied towards: Balance Transfers
Introductory Rate Details: 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
Apr(Purchases): 10.99% - 15.99% (V)*
Apr(Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/app
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
Balance Transfer Fee: 3% of the amount of each transfer.
Important Notations: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: 10,000 Bonus Miles
Bonus Details Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
Reward Type: Mile
Optional Rewards: No
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: 1 Mile
Mile Reward Details: Miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from over 100 brand-name partners or cash.
Additional Miles: Earn double miles on up to $3,000 in travel and restaurant purchases each year.
Points per Dollar spent: n/app
Point Details: n/app