Escape by Discover® Card

Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Travel

Review

The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly. The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be redeemed for booking any airline, cruise, hotel stay, or car rental. You can also exchange your miles for gift cards to 90 brand-name partners or for cash starting at just 1,000 miles. In addition to the rewards program, cardholders will also enjoy enhanced travel benefits including car rental insurance, lost luggage insurance, travel delay insurance, and travel cancellation insurance. While there is a $60 annual fee requirement for this card, cardholders will enjoy a 0% APR on purchases and balance transfers for the first six months of opening an account. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Those who plan to take advantage of the introductory rate and the travel reward program will find that the Escape by Discover® Card has a great deal to offer.

Most attractive features: 0% introductory rate; rewards program; bonus miles.

Least attractive features: Annual fee; low rate not available to all applicants.

Additional Perks: Various Internet account related services. Primary Car Rental Insurance. Lost or Damaged Luggage Insurance. Travel Delay Insurance. Trip Cancellation Insurance. See website for additional benefits.

Rates & Fees

Introductory rate: 0% Intro APR*

Applied towards: Purchases, Balance Transfers

Introductory Rate Details: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Apr(Purchases): 10.99% (V)

Apr(Cash Advances): 23.99% Variable

Finance Configuration: Average Daily Balance (including new purchases)

Annual Fee: $60

Additional Cardholders: None

Grace Period: 25 Days (Min.)

Minimum Credit Limit: n/a

Maximum Credit Limit: n/a

Late Payment Fee: $15 on balances up to $500; $39 on balances over $500

Cash Advance Fee: 3%, $5 minimum

Balance Transfer Fee: 3% for each balance transfer made under this offer

Important Notations: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Rewards

First Purchase Bonus: None

Balance Transfer Bonus: None

Annual Bonus: None

Other Bonus: 25,000***

Bonus Details **Cardholders will receive 1,000 bonus miles every month they make a purchase during the first 25 months of opening an account.

Reward Type: Mile

Optional Rewards: No

Minimum Rebate: n/app

Rebate Details: n/app

Maximum Rebate: n/app

Additional Rebates: n/app

Miles per Dollar spent: 2 Miles

Mile Reward Details: Miles can be redeemed for travel credits, cash, or gift cards.

Additional Miles: Earn two additional miles for every dollar you spend through the ShopDiscover online shopping site.

Points per Dollar spent: n/app

Point Details: n/app

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