Discover® Student Card

Card Type: Discover
Card Issuer: Discover
Card Category: Student

Apply for Platinum BusinessCard with Unlimited Rewards

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Data
    Rating:
    Intro Rate:
  • 0% Interest* for 9 Months
    APR (Cash):
  • 23.99% Variable
    APR (Purch):
  • 12.99%- 18.99 V
    Annual Fee:
  • $0

Review

The Discover® Student Card is a student rewards credit card by Discover that rewards those who are continuing their education with Cashback Bonus® rewards and 0% APR on purchases during the first 9 months of card membership. As a valued cardholder you are entitled to a plethora of excellent perks. 0% Introductory APR. Now you can enjoy the first nine months of card membership with zero interest on the purchases you make. After the nine month promotion the variable standard purchase APR applies. Cashback Bonus® Categories. The special unique offer includes 5% Cashback Bonus® on purchases at gas stations, restaurants, department stores and more! All other purchases will still be rewarded with 1% Cashback Bonus®. No Annual Fee. The card has great rewards - including NO Annual Fee. You'll also be protected and informed with $0 Fraud Liability along with mobile and email alert options to keep you always in the know. With 0% Introductory APR on purchases for 9 months, 5% Cashback Bonus® in rotating categories, and top-notch security with customer service, there's no wonder the Discover® Student Card is the top-choice for college students!

Most attractive features: 0% intro APR on purchases; Cashback Bonus® rewards program; no annual fee.

Least attractive features: Low rate not available to all applicants.

Additional Perks: Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Discounts on products and services at participating merchants and retailers. See website for additional benefits.

Rates & Fees

Introductory rate: 0% Interest* for 9 Months

Applied towards: Purchases

Introductory Rate Details: *There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.

Apr(Purchases): 12.99%- 18.99 V

Apr(Cash Advances): 23.99% Variable

Finance Configuration: Average Daily Balance (including new purchases)

Annual Fee: $0

Additional Cardholders: None

Grace Period: 25 Days (Min.)

Minimum Credit Limit: n/a

Maximum Credit Limit: n/a

Late Payment Fee: None

Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater

Balance Transfer Fee: 3% of the amount of each transfer.

Important Notations: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Rewards

First Purchase Bonus: None

Balance Transfer Bonus: None

Annual Bonus: None

Other Bonus: None

Bonus Details None

Reward Type: Rebate

Optional Rewards: No

Minimum Rebate: .25%

Rebate Details: Automatically earn 1% unlimited Cashback Bonus® on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%.

Maximum Rebate: 20%

Additional Rebates: 5% Cashback Bonus® program - Earn 5% Cashback Bonus® on category purchases up to the total purchase dollar amount specified in each program. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. Earn up to 20% Cashback Bonus® at popular retailers when you shop online through ShopDiscover.com

Miles per Dollar spent: n/app

Mile Reward Details: n/app

Additional Miles: n/app

Points per Dollar spent: n/app

Point Details: n/app

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