Discover® Student Card - Monogram Collection
Card Type: Discover
Card Issuer: Discover
Card Category: Student
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Data
- Rating:
- Intro Rate:
- 0% Interest* for 9 Months
- APR (Cash):
- 23.99% Variable
- APR (Purch):
- 13.99%- 20.99 V
- Annual Fee:
- $0
Review
The Discover® Student Card - Monogram Collection, is a top rated card with students who want Cashback rewards and the awesomeness of a personalized card. As any diligent student will tell you- hitting the books and studying right away is a key to success. Well, the same principle applies to the Discover® Student Card - Monogram Collection. Cardholders immediately begin earning Cashback rewards that earn up to 1% unlimited Cashback bonus on nearly everything purchased! Cardholders continue to earn Cashback bonus rewards simply by spending through a seasonal rotating list of categories. Some of these quarterly changing categories on the extensive list include gas, restaurants, department stores and more - all the areas any college student would find worth their precious dollars. Plus, discounts on items or services purchased through participating ShopDiscover merchants and retailers is up for grabs, simply for being a cardholder and redeeming your rewards for gift certificates. The rewards garnered through the Discover® Student Card - Monogram Collection special offer have no expiration date and the card boasts no annual fee and no reward redemption fee. All of these factors and more make this the perfect no hassle easy card for any student seeking to be rewarded for their purchases- the entire school year and beyond. Cardholders also benefit from the numerous standard perks Discover offers such as online account management and $0 fraud liability with mobile and email fraud alert options. As students pursue their education during a time where funds are likely tight it's good to "Discover" a card that not only facilitates those much needed purchases-- but gives some of that much needed money back.
Most attractive features: Personalized card design; no annual fee; 0% intro APR on purchases.
Least attractive features: Low rate not available to all applicants.
Additional Perks: Various Internet account related services. Cardholders choose their personalized card design. No liability for unauthorized transactions. Fraud and security protection services. Discounts on products and services at participating merchants and retailers. See website for additional benefits.
Rates & Fees
Introductory rate: 0% Interest* for 9 Months
Applied towards: Purchases
Introductory Rate Details: *There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.
Apr(Purchases): 13.99%- 20.99 V
Apr(Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/a
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
Balance Transfer Fee: 3% of the amount of each transfer.
Important Notations: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .25%
Rebate Details: Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com.
Maximum Rebate: 20%
Additional Rebates: Earn a 5% Cashback Bonus® in popular categories that change four times a year like gas, restaurants, department stores, and more.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app