Discover® Student Card - $20 Cashback Bonus®

Card Type: Discover
Card Issuer: Discover
Card Category: Student

Review

The Discover® Student Card - $20 Cashback Bonus® is a student rewards card that gives unlimited Cashback Bonus® on all spending, starting with a $20 bonus when you make your first purchase. Plus you'll enjoy 0% APR for the first 6 months. During your college years, the extensive expenses can build up - your new student rewards card can assist you during dorm life! Instant $20 Cashback Bonus®. The moment you make your first purchase, the Cashback Bonus® will start rolling in - starting with $20 if you make your first purchase during the first three months of card membership. Rotating Cashback Bonus® Categories. During your life at school, a lot of your purchases will fall into various categories such as gas, restaurants, department stores and more. Now, you can enjoy 5% Cashback Bonus® in categories that change over time when you use your card. Unlimited Cashback Bonus®. Even if your purchases don't fall under the rotating categories, you can still earn Cashback Bonus®. Every purchase enjoy up to an unlimited 1% on everything. No Annual Fee. With Discover, you'll never pay an annual fee. You'll always be protected with $0 Fraud Liability along with text/email alerts to notify you of any suspicious card activity - that way, you are always safe and well informed. Whether you are buying books during the semester, gas to head to away games, or food to avoid Ramen noodles, the Discover® Student Card - $20 Cashback Bonus® is the perfect offer to help you through life as a student on campus!

Most attractive features: Earns you $20 Cashback Bonus® for initial purchase, 0% introductory APR period, no annual fee

Least attractive features: 0% introductory APR period is for purchases only

Additional Perks: See website for additional benefits.

Rates & Fees

Introductory rate: 0% introductory APR on purchases for 6 months

Applied towards: Purchases

Introductory Rate Details: 0% introductory APR on purchases for 6 months

Apr(Purchases): 12.99%- 18.99 V

Apr(Cash Advances): 23.99%

Finance Configuration: Average Daily Balance (including new purchases)

Annual Fee: $0

Additional Cardholders: No annual fee

Grace Period: 25 Days (Min.)

Minimum Credit Limit: n/a

Maximum Credit Limit: n/a

Late Payment Fee: n/app

Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater

Balance Transfer Fee: 3% of the amount of each transfer

Important Notations: See website for complete terms and conditions of card usage and application disclosure.

Rewards

First Purchase Bonus: $20 Cashback Bonus®

Balance Transfer Bonus: None

Annual Bonus: None

Other Bonus: None

Bonus Details Earn $20 Cashback Bonus® when you make your first purchase within 3 months of approval.

Reward Type: Rebate

Optional Rewards: No

Minimum Rebate: .25%

Rebate Details: Earn up to 1% unlimited Cashback Bonus® on everything else you buy after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%.

Maximum Rebate: 20%

Additional Rebates: 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Warehouse purchases (those made at select warehouse clubs, wholesale distributors, discount stores and their affiliates) earn .25%. Up to 20% Cashback Bonus® at popular retailers when you shop online through ShopDiscover.com.

Miles per Dollar spent: n/app

Mile Reward Details: n/app

Additional Miles: n/app

Points per Dollar spent: n/app

Point Details: n/app

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