Discover® Student Card - Tropical Beach

Card Type: Discover
Card Issuer: Discover
Card Category: Student

Review

The Discover Student Card - Tropical Beach issued by Discover is an ideal student credit card because it comes with a Cashback rewards program and boasts a 0% APR on purchases for 9 months. As you begin to shop with your Discover Student Card - Tropical Beach you will immediately start earning Cashback bonuses, ultimately reaching 1% unlimited Cashback bonus on most purchases. However, even more Cashback bonus rewards can be earned. Cardholders can garner a 5% Cashback bonus through a rotating list of spending categories. Popular categories include but are not limited to gas, restaurants, department stores and more. The rewards achieved through the Discover Student Card - Tropical Beach have no expiration date and the card has no annual fee and no reward redemption fee, making it a carefree card for any student looking to get rewarded for their purchases year round. So whether you're in class or enjoying a winter or summer break - you could be due for a Cashback bonus! In addition to the rewards program, the card also comes with numerous standard benefits such as online account management, $0 fraud liability for unauthorized charges - along with mobile and email fraud alert options. Plus, discounts on items or services purchased through participating merchants and retailers. The card really is made to give something back to the student who has to make those necessary purchases and get rewarded along the way. So their next purchase comes courtesy of a little Cashback.

Most attractive features: Cashback Bonus® rewards program; no annual fee.

Least attractive features: Low rate not available to all applicants.

Additional Perks: Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Discounts on products and services at participating merchants and retailers. See website for additional benefits.

Rates & Fees

Introductory rate: 0% Interest* for 9 Months

Applied towards: Purchases

Introductory Rate Details: *There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.

Apr(Purchases): 13.99%- 20.99 V

Apr(Cash Advances): 23.99% Variable

Finance Configuration: Average Daily Balance (including new purchases)

Annual Fee: $0

Additional Cardholders: None

Grace Period: 25 Days (Min.)

Minimum Credit Limit: n/a

Maximum Credit Limit: n/a

Late Payment Fee: n/a

Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater

Balance Transfer Fee: n/a

Important Notations: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Rewards

First Purchase Bonus: None

Balance Transfer Bonus: None

Annual Bonus: None

Other Bonus: None

Bonus Details None

Reward Type: Rebate

Optional Rewards: No

Minimum Rebate: .25%

Rebate Details: Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. Earn 5% Cashback Bonus on category purchases up to the total purchase dollar amount specified in each program.

Maximum Rebate: 5%

Additional Rebates: n/app

Miles per Dollar spent: n/app

Mile Reward Details: n/app

Additional Miles: n/app

Points per Dollar spent: n/app

Point Details: n/app

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