Discover® Open Road Card for Students

Card Type: Discover
Card Issuer: Discover
Card Category: Student

Review

The Discover® Open Road Card for Students, puts you in the driver's seat with an excellent Cashback rewards program. To begin- Discover offers students double (2x) Cashback bonus rewards just for making purchases at gas stations and restaurants. However, the rewards continue to pick up speed with the more shopping you do. For instance, with this 0% introductory APR card members who spend up to $3,000 on general purchases will earn a .25% Cashback bonus. And once you spend more than $3,000- cardmembers will earn up to 1% Cashback bonus. With this card, members also earn from 5% to 20% Cashback bonus at more than 175 retailers by making purchases through the exclusive ShopDiscover.com website. Another bit of good news for those scholastically minded and inclined to save - the rewards have no expiration date and there is no annual limit, but should your account be closed for any reason or inactive for 18 consecutive months you may lose your rewards. This finely tuned student card also comes with a standard no annual fee or rewards redemption fee. Discover also saw fit to add handy mobile and email fraud alert options to keep you up to speed on your account. This Discover® Open Road Card is great for students who spend a lot of time in their car traveling or commuting. Plus, if using the card to make purchases in excess of $3,000 seems like you- and you like having a low APR, apply now! Unlike your college education, the Discover® Open Road Card for Students comes with no annual fee, Cashback rewards for purchases and savings when shopping off-campus. Your college education will have its rewards down the road but wouldn't it be nice to start getting some of those rewards sooner?

Most attractive features: No annual fee; 0% introductory rate; rewards program.

Least attractive features: Low rate not available to all applicants.

Additional Perks: Various Internet account related services. Fraud and security protection services. See website for additional benefits.

Rates & Fees

Introductory rate: 0% Interest* for 9 Months

Applied towards: Purchases

Introductory Rate Details: There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details.

Apr(Purchases): 13.99%- 20.99% V

Apr(Cash Advances): 23.99% Variable

Finance Configuration: Average Daily Balance (including new purchases)

Annual Fee: $0

Additional Cardholders: None

Grace Period: 25 Days (Min.)

Minimum Credit Limit: n/a

Maximum Credit Limit: n/a

Late Payment Fee: n/a

Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater

Balance Transfer Fee: Either $10 or 5% of the amount of each transfer, whichever is greater

Important Notations: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Rewards

First Purchase Bonus: None

Balance Transfer Bonus: None

Annual Bonus: None

Other Bonus: None

Bonus Details None

Reward Type: Rebate

Optional Rewards: No

Minimum Rebate: .25%

Rebate Details: Earn 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 earn .25%.

Maximum Rebate: 2%

Additional Rebates: Earn a full 2% Cashback Bonus on your first $250 in gas and restaurant purchases each month.

Miles per Dollar spent: n/app

Mile Reward Details: n/app

Additional Miles: n/app

Points per Dollar spent: n/app

Point Details: n/app

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