Discover® Open Road Card
Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Gas
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Data
- Rating:
- Intro Rate:
- 0% Intro APR*
- APR (Cash):
- 23.99% Variable
- APR (Purch):
- 10.99% - 19.99% (V)*
- Annual Fee:
- $0
Review
The Discover® Open Road Card is an exceptional gas rewards card by Discover that gives you the freedom to spend and enjoy rewards while driving the streets! Your new card will reward you on your next road trip with Cashback Bonus® and plenty of redemption options. 0% Intro APR. The Discover® Open Road Card has 0% introductory APR on purchases and balance transfers for 15 months. Transfer your outstanding debts to your new Discover® card account and pay zero interest for over a year! Also, you will not have to pay interest charges on your purchases during the promotional time period. Cashback Bonus®Discover® Open Road Card members earn Extra Cashback Bonus® at gas stations, Extra Cashback Bonus® at restaurants, and on all other purchases you can enjoy 1% Extra Cashback Bonus®. ShopDiscover.com.The Discover® Open Road Card continues to give back. When you make purchases through ShopDiscover.com you'll earn up to 20% in Cashback Bonus®. ShopDiscover.com features hundreds of retailers that you shop at frequently. As a Discover® card member you will receive great rewards with no annual fee, no rewards or redemption fees and no fees for additional authorized card users on your account. For customer service, you can access an Account Manager 24/7. Discover® has been ranked #1 in customer loyalty for 15 years in a row. With great rewards, 0% APR for 15 months, Cashback Bonus® on gas, and great customer service - The Discover® Open Road Card will always be there whether you're on the road or or just taking a pit stop!
Most attractive features: No annual fee.
Least attractive features: Higher APR for less qualifying applicants.
Additional Perks: Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Up to $500,000 in flight accident insurance. Fraud and security protection services. Purchase protection. Flight insurance. Auto rental insurance. See website for additional benefits.
Rates & Fees
Introductory rate: 0% Intro APR*
Applied towards: Purchases, Balance Transfers
Introductory Rate Details: There is a 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 19.99%. See terms and conditions for complete details.
Apr(Purchases): 10.99% - 19.99% (V)*
Apr(Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/a
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee: 3% of the amount of each transfer.
Important Notations: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .25%
Rebate Details: Earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25% Cashback Bonus®.
Maximum Rebate: 20%
Additional Rebates: Earn a full 2% Cashback Bonus® on your first $250 in combined gas and restaurant purchases each billing period. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus® at the same rate as other purchases. Earn up to 20% Cashback Bonus® at popular online retailers when you shop through Discover.com
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app