Discover® More Card
Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Cash
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rating:
- Intro Rate:
- 0% Intro APR*
- APR (Cash):
- 23.99% Variable
- APR (Purch):
- 10.99% - 20.99% (V)*
- Annual Fee:
- $0
Review
The Discover® More Card is a cash rewards card by Discover that honors cardmembers with Cashback Bonus® and an introductory 0% APR period. Among the other perks and benefits, you'll enjoy no annual fee, and top-notch customer service with your new pass to Cashback Bonus® rewards and more! 0% Introductory APR Offer. Now you can transfer all of your previous debts onto your new Discover card and not have to worry about interest for the first 15 months. In additional to balance transfers, you don't have to pay APR on purchase during the same initial 15-month time period. Cashback Bonus® Categories. When you use your card, you'll get 5% Cashback Bonus® in quarterly categories - all of which are purchases that you frequently make during your routine. Some of these include gas, restaurants, department stores and more! As a valued cardmember you'll be rewarded just for participating in all your spending. ShopDiscover.com. The offer also provides all cardmembers with the luxury of having access to ShopDiscover.com, which is an online mall that features hundreds of merchants to choose from. Each individual retailer gives a specific amount of Cashback Bonus®. When you shop through ShopDiscover, you can get up to 20% Cashback Bonus® on your individual purchases. Customer Assistance. To ensure your financial safety, security and protection, you will have 24/7 access to a friendly U.S.- based Account Manager. The specialized agents are on hand within 60 seconds after you call to assist you with all of your questions and comments - don't hesitate to call at anytime. Alerts. When you use your card you will never have to fret. You will be automatically alerted via text message and email, that way you will always be up-to-date on your financial status. Also, you'll have $0 Fraud Liability to ensure that you will be protected - no worries. If you are shopping for a card with no annual fee, no rewards redemption fees and no additional card fees - go with the card that is ranked #1 in customer loyalty for the past 16 years in a row! The Discover® More Card is the perfect choice for those who deserve a grand reward!
Most attractive features: Cashback Bonus® on every purchase(through the Cashback Bonus® award program); 0% introductory rates; no annual fee.
Least attractive features: Low rate not available to all applicants.
Additional Perks: Various card designs to select from. Various Internet account related services. Up to $500,000 in flight accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits.
Rates & Fees
Introductory rate: 0% Intro APR*
Applied towards: Purchases, Balance Transfers
Introductory Rate Details: *0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Apr(Purchases): 10.99% - 20.99% (V)*
Apr(Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/a
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
Balance Transfer Fee: 3% of the amount of each transfer.
Important Notations: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .25%
Rebate Details: Earn up to 1% unlimited Cashback Bonus®® on all other purchases. See the Discover® More Card terms and conditions for more information.
Maximum Rebate: 20%
Additional Rebates: Get 5% Cashback Bonus® on seasonal purchases like gas, restaurants, department stores and more. Earn between 5% and 20% Cashback Bonus® at over 200 online retailers when you shop through ShopDiscover.com.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app