Discover® More Card - 18 Month Promotional Balance Transfer
Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Cash
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rating:
- Intro Rate:
- 0% Intro APR*
- APR (Cash):
- 23.99% Variable
- APR (Purch):
- 10.99% - 20.99% (V)*
- Annual Fee:
- $0
Review
The Discover® More Card - 18 Month Promotional Balance Transfer offer is a Cashback Bonus® Rewards card by Discover for smart shoppers with outstanding credit card balances because it has 0% APR for the first 18 months with Zero transfer, redemption or annual fees and 0% APR on purchases for the first six months. Zero Interest. Lucky for you if this is your first time with Discover. New customers receive 0% Introductory APR on balance transfers for 18 months. This is ideal for people with outstanding credit card balances. Also, you'll enjoy 0% introductory APR for the first six months of opening with Discover. Cashback Bonus®. You can also earn between 5% and 20% Cashback Bonus®. When shopping through the Discover Online Shopping Mall at ShopDiscover.com, you'll earn an increased percentage of Cashback Bonus®. The mall includes over 200 retailers including travel and merchandise. Seasonal Spending Categories. With The Discover® More Card - 18 Month Promotional Balance Transfer cardholders earn 5% Cashback Bonus® on purchases in seasonal spending categories if they enroll under specified dates. These quarterly categories include Cashback Bonus® on gas, restaurants, holiday shopping, and merchandise. ShopDiscover. In addition to receiving Cashback Bonus® through the shopping mall at the quarterly discounts distributed every season, you can earn up to 1% on all purchases with your Discover® More Card - 18 Month Promotional Balance Transfer card. Rewards.Just because we call it a "reward," doesn't mean that it's the same thing as all the other offers out there. A reward can be whatever you desire. Discover® More Card - 18 Month Promotional Balance Transfer card offers custom-made rewards to meet your needs. These include gift cards, merchandise, cash deposits, and credit towards your billing statement. Award Winning. On top of all the rewards features provided with The Discover® More Card - 18 Month Promotional Balance Transfer card, you'll get the top rated for liability voted #1 for 16 years in a row! With Discover, nothing is more important than financial security - and will secure all account information with the fraud and account protection program. Discover offers travel assistance to ensure your financial protection while you're away and offer online assistance with a 24/7 account representative based in the U.S. With the Discover® More Card - 18 Month Promotional Balance Transfer offer you can enjoy your rewards and save with 0% APR for a limited time without a worry and with the up-most protection.
Most attractive features: 0% APR for 18 months on Balance Transfers; No annual fee.
Least attractive features: Higher variable APR for less-qualifying applicants.
Additional Perks: Various Internet account related services. Up to $500,000 in flight accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. Turn your Cashback Bonus® into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners. Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account. See website for additional benefits.
Rates & Fees
Introductory rate: 0% Intro APR*
Applied towards: Purchases, Balance Transfers
Introductory Rate Details: *0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Apr(Purchases): 10.99% - 20.99% (V)*
Apr(Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/app
Maximum Credit Limit: n/app
Late Payment Fee: n/a
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee: 3% of the amount of each transfer.
Important Notations: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details n/app
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .25%
Rebate Details: Up to 1% unlimited Cashback Bonus® on all other purchases. See the Discover® More Card terms and conditions for more information.
Maximum Rebate: 20%
Additional Rebates: 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. 5% to 20% Cashback Bonus® at over 200 top retailers through our online shopping mall.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app