Discover® More Card - $50 Cashback Bonus
Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Cash
Apply for Platinum BusinessCard with Unlimited Rewards
- Get $50 Cashback Bonus when you make $250 in purchases within 3 months
- 0% intro APR on balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
- 0% intro APR on purchases for 6 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
- Data
- Data
- Rating:
- Intro Rate:
- 0% Intro APR*
- APR (Cash):
- 23.99% Variable
- APR (Purch):
- 11.99% - 20.99% (V)*
- Annual Fee:
- $0
Review
The Discover® More Card - $50 Cashback Bonus, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card that offers a $50 Cashback Bonus® after you make $250 in purchase within your first three months. This holiday season, get 5% Cashback Bonus in restaurants, department stores and clothing store purchases. Cardholders also earn up to 1% Cashback Bonus on all other purchases automatically. You can also earn between 5% and 20% Cashback bonus when you shop at over 150 different online retailers through ShopDiscover, Discover Card's exclusive online shopping mall. You'll also enjoy 0% Introductory APR on purchases you make for the first 6 monthly billing cycles you have your card as well as 0% Introductory APR on balance transfers for the first 12 monthly billing cycles you have your card. After that, a reasonable APR that varies according to the prime rate will apply to both types of transactions. Aside from the rewards program, this Discover More card also provides several platinum benefits, including up to $500,000 in flight accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More Card - $50 Cashback Bonus has to offer. *It is important to note that 1% Cashback bonus will only be applied to purchases made AFTER the cardholder reaches the $3,000 dollar spending threshold. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
Most attractive features: $50 dollar Cashback Bonus when you spend $250 in the first 3 months; 0% introductory rate; no annual fee.
Least attractive features: Low rate not available to all applicants.
Additional Perks: Cardholders choose their personalized card design. Various Internet account related services. Up to $500,000 in flight accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits.
Rates & Fees
Introductory rate: 0% Intro APR*
Applied towards: Purchases, Balance Transfers, Cash Advances
Introductory Rate Details: 0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Apr(Purchases): 11.99% - 20.99% (V)*
Apr(Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/a
Cash Advance Fee: 5% for each cash advance, with a minimum of $10 and no maximum.
Balance Transfer Fee: 3%
Important Notations: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: $50 Cashback Bonus
Bonus Details Get $50 Cashback Bonus after your first $250 in purchases in your first 3 months.
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .25%
Rebate Details: Earn up to a 1% unlimited Cashback Bonus® on all other purchases. See the Discover® More Card terms and conditions for more information.
Maximum Rebate: 5%
Additional Rebates: Get 5% Cashback Bonus Categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Earn between 5% - 20% Cashback Bonus at over 150 top retailers through Discover's online shopping mall.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app