Discover® More Card - $0 Balance Transfer Fee!
Card Type: Discover
Card Issuer: Discover
Card Category: Reward - Cash
Apply for Platinum BusinessCard with Unlimited Rewards
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Rating:
- Intro Rate:
- 0% intro APR on purchases and balance transfers for 12 months
- APR (Cash):
- 23.99%
- APR (Purch):
- 10.99% - 19.99% (V)*
- Annual Fee:
- $0
Review
The Discover® More Card - $0 Balance Transfer Fee! card offer is a Cashback bonus rewards card that offers new card members a $0 balance transfer fee for a limited time only. Card members will also enjoy Cashback bonus rewards on everyday purchases and even when you shop online at top retailers via Discover's website. Up to 20% Cashback bonus in fact! There is no APR to be concerned with for a good 12 months with the Discover® More Card - $0 Balance Transfer Fee! offer. Enjoy a long 0% introductory APR period on both purchases and transfers for a full year - a standard and reasonable APR applies thereafter. Cashback bonus rewards is what the Discover® More Card - $0 Balance Transfer Fee! offer is all about. Start off the new year by earning a 5% Cashback bonus in select categories that change every quarter. It's easy to sign up and receive Cashback rewards on categories like restaurants, department stores and more. Take your shopping a step further and earn up to a 20% Cashback bonus when you purchase items at popular retailers online. Select from hundreds of retailers according to your preference and needs. Shop via Discover's website to maximize your Cashback earning potential. Ranked number one in customer loyalty for 15 consecutive years, Discover also provides you 24 hours and 7 days a week access to a U.S.- based Account Manager who is ready to assist you within 60 seconds. The added benefits of the Discover® More Card - $0 Balance Transfer Fee! offer don't end there. Sign up for this Cashback rewards card and enjoy no annual fee, no rewards redemption fee and no additional card fee. Now you can shop stress free! Choose the Discover® More Card - $0 Balance Transfer Fee! offer for great Cashback bonus rewards you'll love and appreciate year-round - and for a limited time pay NO transaction fee for transferring a balance off of your existing credit cards!!
Most attractive features: No Annual Fee; 0% Introductory APR for purchases and balance transfer; $0 balance transfer fee for limited time only.
Least attractive features: Spending threshold required for unlimited 1% Cashback bonus rewards.
Additional Perks: Enjoy no ($0) balance transfer fee for a limited time 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options See website for additional benefits.
Rates & Fees
Introductory rate: 0% intro APR on purchases and balance transfers for 12 months
Applied towards: Purchases, Balance Transfers
Introductory Rate Details: 0% APR on purchases for 12 months and 0% APR on balance transfers for 12 months
Apr(Purchases): 10.99% - 19.99% (V)*
Apr(Cash Advances): 23.99%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/app
Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee: Intro fee of $0 for transfers that post to your account by 8/10/2012 with the 0% intro APR balance transfer offer described above. After that, 3% of the amount of each transfer.
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .25%
Rebate Details: Earn .25% Cashback Bonus on your first $3,000 in qualifying purchases per calendar year. After that, earn 1% Cashback bonus on every qualifying purchase made.
Maximum Rebate: 20%
Additional Rebates: 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app