Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR
Card Type: MasterCard
Card Issuer: Chase
Card Category: Reward - Cash
Apply for Platinum BusinessCard with Unlimited Rewards
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
- Data
- Rating:
- Intro Rate:
- 12 months on balance transfers, 6 months on purchases
- APR (Cash):
- 19.24% or 23.24%
- APR (Purch):
- as low as 11.99% Variable
- Annual Fee:
- $0
Review
The Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR is a cash back rewards credit card that will allow you to enjoy appealing rewards. New cardholders who spend $500 during the first three months of account membership earn a $100 cash back bonus. Plus, you will receive a zero to low interest rate on not only purchases but balance transfers as well. 0% Intro APR - With the Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR, members receive a zero percent introductory APR on balance transfers for the first year. There's a nominal 3 percent balance transfer fee and the transfer needs to occur within 30 days of account inception. You will also receive a zero percent introductory APR on purchases made within the first six billing cycles. Bonus Rewards - By spending $500 during the first three months of opening your account, new cardholders are eligible for 10,000 bonus points. These bonus points are the equivalent of a $100 check for you to enjoy! Cash Back - Earn 5 percent cash back by using the card for purchases in rotating quarterly bonus categories like gas stations, restaurants and even with airlines. These categories change every three months and cardholders need to enroll each quarter for their purchases to qualify. Currently 5% cash back is being garnered from purchases at grocery stores and movie theaters up to $1,500 from 4/1/12 - 6/30/12. Everyday Benefits - Cash back rewards can be garnered on practically all of your everyday purchases. Furthermore, cardholders accrue up to 10 percent cash back simply by shopping via Chase's online mall. After spending $1,500 cardholders garner 1 percent on purchases in a specific category. One percent cash back is received on all other purchases. Receive an additional 1 point (1 percent) for each $1 spent on eligible airfare purchases. If receiving cash back from a strong rewards program is important and you don't wish to pay an annual fee, then the Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR was designed to meet your needs.
Most attractive features: 0% Intro APR; access to rewards program for no additional fee; no annual fee.
Least attractive features: Higher APR for less qualifying applicants; limited benefits offered.
Additional Perks: See website for additional benefits.
Rates & Fees
Introductory rate: 12 months on balance transfers, 6 months on purchases
Applied towards: Purchases, Balance Transfers
Introductory Rate Details: 0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases
Apr(Purchases): as low as 11.99% Variable
Apr(Cash Advances): 19.24% or 23.24%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: n/app
Grace Period: 21 Days
Minimum Credit Limit: n/app
Maximum Credit Limit: n/app
Late Payment Fee: Over the Credit Limit Fee: Up to $35.00
Cash Advance Fee: Either $10 or 3% of the amount of each transaction, whichever is greater.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: $100 Bonus Cash Back
Bonus Details $100 after $500 spend in 3 months
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: 1%
Rebate Details: You will earn a 1% rebate for each $1 of net purchases.
Maximum Rebate: 10%
Additional Rebates: 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12. You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Earn up to 10% at select merchants - when you shop online through Chase.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app