Blue Sky from American Express®
Card Type: American Express
Card Issuer: American Express
Card Category: Reward - Travel
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% intro APR on purchases for 6 months and no annual fee.
- Flexibility to pay over time.
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.
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- Rating:
- Intro Rate:
- 0% on Purchases for 6 months
- APR (Cash):
- 25.24%
- APR (Purch):
- 17.24%-21.24% Variable
- Annual Fee:
- $0
Review
The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the rewards program. Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of points can be earned, and points do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection" (items are covered for up to 90 days from the date of purchase if it is stolen or accidentally damaged). The card has a reasonably low interest rate for purchases and has no annual fee. For six months, cardholders can take advantage of a 0% rate for purchases. Therefore, those who plan to take advantage of the rewards program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer.
Most attractive features: No annual fee; introductory rate; free rewards program with no blackout dates or travel restrictions.
Least attractive features: Low APR may not be available to all applicants.
Additional Perks: Various Internet account related services. Purchase Protection. Year-end financial statement (online). Return protection. Extended Warranty. Auto rental insurance. Various travel and emergency assistance services. Emergency card replacement. Up to $250,000 in travel accident insurance. See website for additional benefits.
Rates & Fees
Introductory rate: 0% on Purchases for 6 months
Applied towards: Purchases
Introductory Rate Details: 0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.
Apr(Purchases): 17.24%-21.24% Variable
Apr(Cash Advances): 25.24%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: Late Payment Fee: Subject to applicable law, $19 on balances less than $250 and $39 on balances $250 or greater.
Grace Period: 25 Days
Minimum Credit Limit: a/pp
Maximum Credit Limit: a/pp
Late Payment Fee: None
Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum.
Balance Transfer Fee: None
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Point
Optional Rewards: No
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: 1 Point
Point Details: Points can be redeemed for cash savings up to the full cost of travel purchases including any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Redeem points for savings-up to $100 off for every 7,500 points.