Blue Cash® from American Express
Card Type: American Express
Card Issuer: American Express
Card Category: Reward - Cash
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% intro APR on purchases for 6 months and no annual fee.
- Flexibility to pay over time.
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.
- Receive your cash back automatically as a statement credit.
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- Rating:
- Intro Rate:
- 0% on Purchases for 6 months
- APR (Cash):
- 25.24%
- APR (Purch):
- 17.24%-21.24% Variable
- Annual Fee:
- $0
Review
Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program. Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.25% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate. Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance. This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. Therefore, those who plan to take advantage of the cash back rewards program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.
Most attractive features: Up to 5% cash back rewards; no annual fee; 0% introductory rate.
Least attractive features: Cash back rewards are earned for purchases only.
Additional Perks: See website for additional benefits.
Rates & Fees
Introductory rate: 0% on Purchases for 6 months
Applied towards: Purchases
Introductory Rate Details: 0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.
Apr(Purchases): 17.24%-21.24% Variable
Apr(Cash Advances): 25.24%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: None
Grace Period: 25 Days
Minimum Credit Limit: n/app
Maximum Credit Limit: n/app
Late Payment Fee: n/app
Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum.
Balance Transfer Fee: None
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details n/app
Reward Type: Rebate
Optional Rewards: No
Minimum Rebate: .5%
Rebate Details: "Everyday Purchases" earn 1% on $0-$6,500, and 5% on $6,500.01 or more in year to date purchases. General purchases earn .5% on $0-$6,500 and 1.25% on $6,500.01 or more on year to date purchases.
Maximum Rebate: 5%
Additional Rebates: Earn 1%-5% cash back on Everyday Purchases. "Everyday Purchases" are eligible purchases made at supermarkets, drug stores, and gas stations (on gas only); not at departments of superstores or warehouse clubs. All other purchases earn .5%-1.25% cash back.
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: n/app
Point Details: n/app