Advanta Net-90 Platinum BusinessCard
Card Type: MasterCard
Card Issuer: Advanta
Card Category: Business
Apply for Platinum BusinessCard with Unlimited Rewards
- 0% Interest for 3 Months on Every Purchase (This is a Rolling Offer, Good With Every Purchase So Long as Your Account is Open and in Good Standing)
- Unlimited Business Rewards Program With Cash, Travel, Merchandise, and More*
- Earn 1 Point For Every Dollar in Purchases With No Cap
- Personalized Card - Unique to Your Business
- All With No Annual Fee
- *See Terms and Conditions For Important Information, Benefits, and Limitations
- Data
- Data
- Rating:
- Intro Rate:
- No Introductory Rate Available
- APR (Cash):
- 19.99%
- APR (Purch):
- 15.99%
- Annual Fee:
- $0
Review
The Advanta Net-90 Platinum BusinessCard is a good option for people with very good credit who are looking to manage all their business expenses on one credit card account. Business card accountholders will have access to a rewards program where one point is awarded for every dollar spent. Rewards can then be redeemed for travel, gift certificates, and merchandise. Rewards can also be redeemed for $50 checks when an account reaches a minimum of 15,000 points. Cardmembers may participate only if their account is in good standing. There is no limit to the number of points cardholders may earn, but points do expire 36 months after being issued. Perhaps the greatest benefit of carrying this card is that accountholders will have 90 days interest free on all new purchases. This is not a promotional offer, and comes standard with all approved accounts. Accountholders will have access to their account 24/7 and will have access to convenient business benefits such as free employee cards and discounts on services including car rentals. For a business card, the interest rates for purchases and cash advances (which are the same) are slightly higher than the average. Also, the interest rates are based on the highest Prime Rate offered over a 90-day period which may mean higher rates for a longer stretch of time. Business card applicants who plan on avoiding finance changes by paying their monthly statement in full and who plan on taking advantage of the reward program will benefit the most from the Advanta Net-90 Platinum BusinessCard.
Most attractive features: Reward program; 90 days interest free for purchases; no annual fee
Least attractive features: No introductory offer; APRs are based on the highest Prime Rate over a 90-day period
Additional Perks: Various Internet related account services. Access to discounts and offers. No-Fee employee cards. $0 fraud liability. See website for additional benefits.
Rates & Fees
Introductory rate: No Introductory Rate Available
Applied towards: None
Introductory Rate Details: n/app
Apr(Purchases): 15.99%
Apr(Cash Advances): 19.99%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: n/app
Grace Period: n/a
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: $15 on balances up to $501; $29 on balances of $501 up to $1,001; and $39 on balances over $1,001
Cash Advance Fee: 3%, $5 minimum
Balance Transfer Fee: None
Important Notations: See website for complete terms and conditions of card usage and application disclosure.
Rewards
First Purchase Bonus: None
Balance Transfer Bonus: None
Annual Bonus: None
Other Bonus: None
Bonus Details None
Reward Type: Point
Optional Rewards: No
Minimum Rebate: n/app
Rebate Details: n/app
Maximum Rebate: n/app
Additional Rebates: n/app
Miles per Dollar spent: n/app
Mile Reward Details: n/app
Additional Miles: n/app
Points per Dollar spent: 1 Point
Point Details: Accountholders may redeem points for travel, certificates, checks in $50 increments, and merchandise.