AccountNow Gold Visa® Prepaid Card

Card Type: Visa
Card Issuer: The Bancorp Bank
Card Category: Pre-Paid

Apply for Platinum BusinessCard with Unlimited Rewards

  • No Credit Check
  • No Minimum Balance
  • No late/ overdraft fees
  • Free Direct Deposit † Cardholder fees may apply. Consult your cardholder agreement.
  • Easy Online Bill Pay
  • Purchase Rewards
  • $0 Activation Fee
  • VIP Customer Service
    Intro Rate:
  • No Introductory Rate Available
    APR (Cash):
  • n/app
    APR (Purch):
  • n/app
    Annual Fee:
  • $0*


The AccountNow Gold Visa® Prepaid Card, issued by The Bancorp Bank, is a prepaid card that is accepted anywhere Visa debit cards are accepted. Cardmembers can enjoy faster, easier access to their money with no credit bureau checks, minimum balance, bounced checks, late or overdraft fees. This stored value card is designed for those who may have difficulty obtaining a standard unsecured credit card. It allows cardholders to enjoy the convenience of a bank account and the privilege of a gold card, all in one. Free to Shop With No Fees - With the AccountNow Gold Visa® Prepaid Card, there are no late or overdraft fees and no minimum balance requirement. Withdraw Funds at Millions of Locations - With more than one million ATMs across the globe, gaining access to your money is easy. However, if you want to skip any ATM fees simply use your Visa Prepaid Card to get cash back at your local grocery store or pharmacy. Free Direct Deposit - This card requires payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. Cash can also be added at one of over 135,000 participating retail partners nationwide. Free Online Bill Pay - Stay on top of all your monthly bills and create a list to be processed each month. Never pay your rent, cell phone, cable or utility bills late again. Gold Privileges - With the power of Gold you are eligible to receive exclusive VIP customer service, higher limits for money loading and withdrawal and not have to pay a monthly fee. Consumers who are looking for a stored value card with flexibility to pay in advance for purchases and do not mind paying upfront fees will find the AccountNow Gold Visa® Prepaid Card to be a beneficial option.

Most attractive features: No credit check, minimum balance, free direct deposit.

Least attractive features: Fees and usage limits.

Additional Perks: See website for additional benefits.

Rates & Fees

Introductory rate: No Introductory Rate Available

Applied towards: None

Introductory Rate Details: n/app

Apr(Purchases): n/app

Apr(Cash Advances): n/app

Finance Configuration: n/app

Annual Fee: $0*

Additional Cardholders: *Monthly fee: $0, if you load $2,500 or more on your card in a month; $9.95 otherwise.

Grace Period: n/app

Minimum Credit Limit: n/app

Maximum Credit Limit: $10,000

Late Payment Fee: $0

Cash Advance Fee: $2.50 per U.S. ATM withdrawal

Balance Transfer Fee: $0

Important Notations: Other Fees (for optional and less common services) may apply, per occurrence: Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Expedited Bill Pay Service: $9.95 for Electronic, $19.95 for Check. Bill Pay Stop Payment: $20. Ordering a new or replacement card: Free one per year for Customers on Direct Deposit; $10 otherwise. Monthly Statement: Free for online access, $2.95 for Paper Statement. Non-Online Bill Pay Check Processing including but not limited to unauthorized debit transactions using direct deposit number such as paper checks, ACH debits, check-by-phone or pre-authorized payments: $5. Using International ATM to withdraw money: $4.95.Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your account and request a check to bring your balance to zero, a $15.95 check fee will be applied. See website for complete terms and conditions of card usage and application disclosure.


First Purchase Bonus: n/app

Balance Transfer Bonus: n/app

Annual Bonus: n/app

Other Bonus: n/app

Bonus Details n/app

Reward Type: n/app

Optional Rewards: n/app

Minimum Rebate: n/app

Rebate Details: n/app

Maximum Rebate: n/app

Additional Rebates: n/app

Miles per Dollar spent: n/app

Mile Reward Details: n/app

Additional Miles: n/app

Points per Dollar spent: n/app

Point Details: n/app

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